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| About Me
Welcome to Billings Home Connection - a website I have put together for you in response to the many questions and comments I have received over a number of years in management positions and, more recently, as a real estate agent in Billings, Montana! As a proud fourth-generation Montanan, I have been practicing real estate in Billings for nearly a decade - currently with Montana Real Estate Brokers, and prior to that Diamond Real Estate. I have had many blessings in my life that have allowed me to give back to my community in equal measure. Like many of you, I live by a simple principle that volunteering is not a choice; it is a responsibility. I think the old adage is true that: "Success in life has nothing to do with what you gain or accomplish for yourself. It's what you do for others." This is the single most important reason I wanted to be a member of Montana Real Estate Brokers (MREB): for their consistent philanthropic devotion to our city, county, and state! I am honored to serve as a Boardmember of the Billings Association of Realtors, Chairwoman of its Education Committee, and State Director for the Montana Association of Realtors. I am approved by the Board of Realty Regulation as an Ethics instructor to teach the National Association of Realtors' Quadrennial Ethics requirements throughout the State of Montana. In addition, I am a very proud volunteer for the following organizations: American Cancer Society Baptist Church Big Brothers Big Sisters of Yellowstone County Billings Association of REALTORS® Faith Chapel Friends of Lake Elmo Girl Scouts of America Lockwood School District Red Cross Homeward Program for First Time Homebuyers And most importantly, I am the very proud wife of my best friend, Dan Welborn, whom I married in 1986; and the equally proud mother of Ashley and Amber Welborn. Ashley is a graduate of Rocky Mountain College (Go Bears!) and Amber is a student at Montana State University at Billings (Go Jackets!) | |
| Professional Biography My Credentials Professional Development FICO Scoring 101, Course Number 11RR0164, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed September 22, 2011. Successfully Marketing HUD Properties, Course Number 11RR0168, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed May 19, 2011. Code of Ethics, Course Number 11RR0075, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed April 9, 2011. Staying on Track and In Compliance, Course Number 11RR0150, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed April 8, 2011. Mold, Moisture, Mildew, Course Number 11RR0144, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed April 8, 2011. Connect Online - Convert Offline, Course Number 11RR0148, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed April 7, 2011. Code of Ethics, Course Number 11RR0142, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed April 6, 2011. Green Class, Course Number 11RR0140 , Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed April 6, 2011. The Art of Negotiation, Course Number 11RR0085, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed January 18, 2011. Knowing Your Community: A Quality of Life, Course Number 09RR0109, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed November 16, 2010. Septic Systems, Course Number 090RR014, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed May 60, 2010. Well Systems, Course Number 09RR0142, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed May 6, 2010. Land & Water Resource Information, Course Number 09RR0137, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed May 6, 2010. Creative Strategies for a Slow Market, Course Number 10RR0079, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed March 16, 2010. These Walls Can Talk & Home Inspection & Buyer Client, Course Number 10RR0078, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed March 16, 2010. Short Sales and Foreclosures, Course Number 10RR0077, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed March 14, 2010. Agency Legal Relationships in MT, Course Number 09-0099, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed February 9, 2010. ID Theft, Course Number 08270, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed July 9, 2009. Realtor Safety, Course Number 09RR0187, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed July 9, 2009. The Art of Working with Different Personalities/Generations and Negotiating for Success, Course Number 09RR0115, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed May 19, 2009. Understanding Mortgage Foreclosure Law & Short Sales, Montana Board of Realty Regulation Approved Continuing Education Course, Course Number 090156, Completed April 27, 2009. Agency Makes Cents, Montana Association of REALTORS ®, Course Number 09RR0051, Completed April 3, 2009. Negotiations, Montana Association of REALTORS ®, Course Number 09RR0048, Completed April 2, 2009. At Home with Diversity, Montana Association of REALTORS ®, Course Number 09RR0045, Completed April 1, 2009. The Red Flags of Mortgage Fraud, Course Number 080095, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed March 12, 2009. Selling Northwest ENERGY STAR® Homes , Course Number C5685, Completed February 25, 2009. Selling Energy Star, Course Number 08RR0207, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed February 12, 2009. Taxation and Real Estate, Course Number 080095, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed November 18, 2008. New Construction Bus Tour, Montana Board of Realty Regulation Approved Continuing Education Course, Course Number 080098, Completed September 16, 2008. Buyer Broker Toolkit, Course Number 080819, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed May 22, 2008. Understanding Property Covenants, Restrictions and Access Easements, Montana Board of Realty Regulation Approved Continuing Education Course, Course Number 080100, Completed April 29, 2008. Graduate REALTOR® Institute Course 301, Montana Association of REALTORS ®, Course Number 09RR0045, Completed April 5, 2008. Fair Housing for REATORS®, Course Number 080155, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed April 22, 2008. Marketing with Microsoft Office, Course Number 07RR0219, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed September 12, 2007. Resolving Conflict: Mediation and Other Tools, Course Number 07RR0080, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed April 12, 2007. Fair Housing: It's the Law and Good Business!, Course Number 07RR0077, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed April 12, 2007. Graduate REALTOR® Institute Course 201, Montana Association of REALTORS ®, Course Number 07RR0117, Completed March 14, 2008. FHA, VA and Conventional Financing, Course Number 06RR0100, Montana Board of Realty Regulation Approved Continuing Education Course, Completed February 8, 2007. Risk Reduction, Course Number 07RR0008, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed January 16, 2007. Graduate REALTOR® Institute Course 101, Montana Association of REALTORS ®, Course Number 0689, Completed April 9, 2006. How to Read Your Title Report and Why You Should, Course Number 06RR0170, Montana Board of Realty Regulation Approved Continuing Education Course, Completed November 21, 2006. Homeownership Made Easy. Really. Course Number 0581, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed September 20, 2005. Doing the Right Thing When Caring for Your Customers, Course Number 0546, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed September 2005. Real Estate Legal Issues, Course Number 0564, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed September 2005. Ethics, Course Number 0493, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed September 2005. Methamphetamine and Meth Lab Awareness, Course Number 0524, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed May 6, 2005. Financing: "What You Really Need to Know," Course Number 0525, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed February 10, 2005. The Zen of Real Estate Forms, Course Number 04114, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed July 8, 2004. Technology Essentials for Platinum Customer Service, Course Number 04114, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed May 25, 2004. Ethics and Standards of Practice, Course Number 0493, Billings Association of REALTORS ®, Montana Board of Realty Regulation Approved Continuing Education Course, Completed March 9, 2004. | |
| CUSTOMER TESTIMONIALS "Terri is a jewel and we were fortunate to be able to find her." Patty and George Cracraft "We love Terri!" Rob and April Luft "Terri was wonderful to work with. I loved having an agent who I really could trust and who has become a wonderful friend." Danyelle Grace "Terri was wonderful to work with." Joel Bowers "Terri's communication was phenomenal and prompt. We are so GRATEFUL to have her in our corner. She is personable and a "go getter." When there was difficulties or roadblocks, Terri took the "bull by the horns" until she could give us peace with what was happening. Thank you so much, Terri" Susan Holum ranked Terri's "knowledge," "care" and "staying in touch" through the process as "excellent." Susan would refer her friends to Terri, and "will use [Terri] for her future real estate needs." Susan Holum "Terri was awesome and treated me with respect and dignity. She looked out for me not just the sale. Great experience. Thank a million, Terri!" "Terri's positive attitude and knowledge made it possible for our house to sell in today's market. We couldn't have gotten a better reator. We would recommend her to anyone." "Terri went above and beyond her duty as a realtor. I would not hesitate to recommend or use her in the future." "Terri is a very detailed and professional associate. She really knows the market needs well." "Terri was awesome and treated me with respect and dignity. She looked out for me not just the sale. Great experience. Thank a million, Terri!" "Terri could not have been better! She was knowledgeable and very helpful and patient throughout our home buying process."
"Terri worked very hard to help me find and purchase my first home. She is great to work with. She really went all out to help and guide me along the way. I can't thank her enough for all she did for me."
"Terri was just great! She is always there and very helpful. Terri made my first purchase a snap!"
"Terri was a pleasure to work with. She worked very hard and kept me informed at all times about what was happening. Since I was out of state, it was nice to feel secure in the knowledge that she had everything under control."
"Terri was top notch! Very professional, yet very personal and caring. I knew she was doing her very best for me. I will have no reservation in recommending her to friends and I will definitely use her when I move back to Billings. I wish I could have hired her when I purchased my home in Plentywood! She's the best!"
"Above all, Terri's sense of ethics and fair play is beyond reproach. " "Terri could not have been better! She was knowledgeable, very helpful, and patient througout our home buying process!" "After moving to Billings, I slowly started looking for a home and was quickly referred to Terri Welborn by some friends of mine. After meeting with her over nine months ago, I was quickly assured that she was the right broker for me! I knew absolutely nothing of which it was that I was getting myself into but Terri made the process simple and stress free. Even for a guy like me...amazing to say the least. I never once felt stressed, rushed, pressured or uncomfortable about buying a home with the help of Terri. I have heard many home buying "horror stories" but like I said, this was nothing like that. Terri's patience is amazing! Even after I told her I was taking a few months off from looking to hunt she was right there ready by my side when season closed. Terri is an amazing person, broker and now friend. She is an incredible asset to the Montana Real Estate Broker team and I hope that is recognized by all in that organization. Most sincerely, "What Terri doesn't know she is very quick to find out and research thoroughly. We all learned about purchasing a foreclosure. She was able to help us close the deal." "Terri's perception became my reality! She quickly picked up on and respected my unique requirements. Terri concerned herself with my best interest once offers were made and when we neared closing; preventing me from making mistakes from my impatience and emotions. I am glad Terri represented me!: "Terri's knowledge of the process is excellent; her care in the process is excellent; her staying in touch throughout the process is excellent; I would definitely refer her to my friends; and I will use her for any future real estate needs." "I/we think Terri did a fantastic job...and Terri always worked hard for us!" "Terri is a happy and positive person. I really loved to see her smiling face!" "Terri was very patient with us. We were looking for a new home for literally the past 4 years at least and would call on Terri to show us homes throughout that time. Montana Real Estate Brokers is very fortunate to have an agent such as Terri." "Terri is very helpful and has a great personality. She is passionate about her job and we are very glad we worked with her. Thank you, Terri!" "Terri is diligent, honest and hardworking. She made me feel very comfortable." "Terri worked with me for over a year until I found the house that's just right for me!" "Terri's knowledge is very good. Her level of care and staying in touch throughout the process is excellent. I will refer her to friends and use her for any future real estate needs." "I'm very thankful for having her as a real estate agent. She was very friendly and on top of everything I asked of her. She is very good at what she does. Thank you, Terri!" "Terri was fabulous in every way! She was always there for us. Our whole family just fell in love with her. She's just like a family member!" Pius & Elaine Silbernagel "We're glad we ran across Terri! She made the whole process as stress-free as possible!" "Terri did a great job in helping me buy a new home. Her willingness to teach a first time homebuyer's class showed me that she puts in the extra effort to help people. Thank you." "Terri Welborn was very helpful and so friendly. She made it so easy at such a stressful time." "Terri is honestly one of the greatest people we know. She is extremely knowledgeable and straightforward. All of our questions were answered thoroughly and honestly. I know she has our best interests at heart." "I am confident that my husband and I got our dream home because of Terri. We couldn't have asked for a better realtor. We have and will continue to refer her to our friends and family. Thanks, Terri!" "It was a pleasure working with Terri. She is very knowledgeable. She knows her stuff! And she's willing to get her hands dirty to help you out. She does the right thing! Thanks, Terri!" "Terri did a good job. She's very personable!" Nathan & Johanna Thompson "Terri was great to work with. She's very understanding of your needs and very accommodating!" "Terri's the best. Terri's assurance during this "brief" process helped me to not lose sight of the goal. I can't thank her enough for her compassion and professionalism. She's a true diamond in the rough!" "Terri Welborn was awesome! She made our house purchasing process extremely easy and enjoyable. Terri is a diligent, dedicated and determined person. Terri went above and beyond her duties as a realtor. Thanks, Terri!" Mark & Lori Austad "Terri was awesome! We enjoyed working with her and were very pleased with everything she did for us. She really cared and got us an excellent deal. We would be pleased to refer her to our friends and family!" TJ & Lauren Anderson "Terri has gone above and beyond the call of house hunting. She respected my budget and pickiness and kept searching till we found my cute home. I think Terri is WONDERFUL!!! Thank you and thank her for all her hard work!" Christine Shandy "Terri was wonderful! It took awhile to find something in my price range, but she kept looking until she found exactly what I was looking for. I will recommend her to all of my friends!" Virginia Hein Tessa Jenkins ranked Terri's "knowledge," "care" and "staying in touch" through the process as "excellent." Ms. Jenkins would "definitely" refer her friends to Terri, and "will use [Terri] for her future real estate needs." Tessa Jenkins . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Montana Real Estate Brokers, Thank you for sending me the service evaluation form and the dollar. The completed form is enclosed along with a million dollar bill. The value of the evaluation form may not be much, but the value of the service I have received is worth much more. The selling of my personal residence was my sixth real estate transaction with Terri Welborn. It is hard to adequately describe how much I have benefitted from Terri's knowledge and professionalism over the past several years. It's probably not a term normally used to describe a realtor's service, but the most important thing I received from Terri was peace of mind. With every transaction, Terri took the time to evaluate the property that I was buying or selling and to research the value of other properties well. No matter if I was buying or selling, I had peace of mind knowing that I was dealing at the right price. When I was selling my property, I never had a sense of panic if it didn't sell the first week. Terri gave me the peace of mind to know that it was a matter of showing the property to the right prospective owner and not a matter of undercutting the market. Above all, Terri's sense of ethics and fair play is beyond reproach. I had peace of mind knowing that I was working with the right person. The hard work and commitment to service from Terri and the rest of the team at Montana Real Estate Brokers is greatly appreciated. I wish you continued sucess. Sincerely, Bradley Craig . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . To Whom It May Concern: First Appointment Recently, I and my wife, Nona, contacted Terri regarding the sell our home. Nona and I had one condition for our real estate agent: We did not want to hear what we wanted to hear. We wanted her to speak honestly to us about our home and its prospects for sale.
During her first visit, Terri wandered around the outside and checked out each room. She recommended that we pay for a professional inspection and then do the required work according to the inspection. Her rationale was that this adds to the sales value of the home when buyers see that the home fulfills the inspection requirements. Terri made significant contributions about how to make the home more attractive when perspective buyers would tour it. Less stuff lying around. More exposure to the counters. A more presentable way to show pictures on the walls. Our visit lasted about an hour. Terri answered all of my questions with professional honesty and integrity.
Second Appointment Before contacting Terri, we had experienced a sale that fell through at the last minute. While we were driving our car and discussing what to do next, we drove by Terri's advertisement at a bus stop on Monad and 24th St. West. I called the number on the advertisement and requested an appointment. Our house was vacant and cleaned, ready for presentation. Nona and I were also very weary and wary of selling our house. a. Terri told us that her commitment is to represent us and our interests in the sale. She would negotiate on our behalf when dealing with another agent and their clients. She also said that if someone were to contact her to purchase the home, she would refer this person to a colleague at their office so there would be no conflict of interest with both the sellers and buyers. b. Terri discussed the price she believed would be most salable for our home. Because we asked for her complete honesty, she recommended sales price was acceptable to us. c. Terri told us what would be our payment at the closing according to this sales price. d. She brought some Irish shamrocks as a good wish for us. This was a way to bringing good will. Something that we didn't expect, yet it showed such a pleasant good will.
Impressions once the house was listed: a. Terri would call and talk to Nona and then me about what was happening with the listing. She could explain matters to Nona much more professionally than I could. So, she made both of us feel confident in matters. b. She asked us if we wanted feedback from other agents who had visited the home. We agreed that it would help us to know what we needed to do. She contacted us with the feedback and a couple times gave us recommendations that would help present our home. c. We had an inspection done from the previous sale that had fallen through. She advised us to do all that was written on the inspection. So, I agreed with a handyman friend to do that. d. She put a rug at the front door and wrote a note to visitors to take their shoes off to keep the floor clean. e. She put informational brochures at the kitchen counter for buyers to take with them. f. We felt like she was the one selling our home for us... Thus, we felt 100% trust that she was representing our best interests and needs.
Impressions when negotiating a sale: a. When there were offers (We received 3 offers), Terri presented each detail in the offer and explained what they meant to us. She was able to discern the integrity and quality of the offers. This is something that we absolutely would not have known. So, again, we trusted her judgment 100% about what we should do. Ultimately, the terms were very reasonable in the contract. I believe that she was respected mutually also by the buyers and their agent. Clearly, she knew how to represent our best interests with all three of the contracts.
Impressions after the sale and before closing: a. Terri kept on us to complete all that was required for the inspection. b. She informed us that the final sales price will be dependent on the appraisal. So, we were aware that if the appraisal would come in lower than the offering price, we would accept a lower payoff at closing. We never felt any surprises would come our way at closing. c. Terri would call Nona and tell her what was happening on the sale so that Nona was fully informed.
Impressions at closing. a. Terri informed us what our payoff would be at closing before we showed up. b. At closing she brought a basket of gifts as a blessing to us for our successfully selling the home. We felt like we had a Christmas celebration as we opened the gifts together and talked about their meaning.
Terri began her task as our agent to sell our house. We were skeptical and frustrated clients at the beginning. But, she gained our trust and confidence. She began as an agent. By closing, she had become a friend. So, of course, we will recommend her to anyone and everyone we know who wants to purchase or sell a home.
Sincerely,
Bill and Nona Baker Billings, Montana
www.BillingsHomeConnection.com "Proud to be a friendly, professional, enthusiastic, meet-your-needs Real Estate Agent bringing homes and families together!" "Where a word is a bond; a handshake is a promise; and a smile is genuine."™ 
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